Tel: 01227 284700

Property Owners Insurance

A dedicated Property Owners product where the cover, limits and benefits are tailored to the individual. 

We provide cover for a wide range of commercial and residential properties; ranging from offices, retail and industrial to properties let to professionals, students and DSS tenants.

So whether you own one property or a portfolio, we have a cover that's right for you.

To learn more about our Property Owners offering, call us on: 01227 284 004

  • Commercial properties and Residential (including professional & DSS tenants)
  • Offices / residential up to £10 million
  • Retail up to £5 million
  • Industrial up to £2 million
  • Non-standard construction (excluding thatch)
  • Property owners liability up to £10 million
  • Student accommodation considered as part of a mixed portfolio
  • Owner occupied properties considered as part of a mixed portfolio
  • Ability to add Employers Liability up to £10 million
  • Alternative accommodation costs or loss of rent automatic cover of up to 33% of building sum insured
  • Short-term vacant properties considered up to £1m
  • Automatic 10% of building sum insured for fixed glass and sanitary ware
  • Legionella covered

Key features

  • 48 hour turn around on new business quotes
  • Direct access to decision makers
  • Competitive rates
  • Extensive list of trades


Tom Morrissey

Deputy Head of Commercial

Tel: 01227 284004 ex 1201

Matthew Bingham

Commercial Assistant Underwriter

Tel: 01227 284004 ex 1222

Elliot Ling

Commercial Assistant Underwriter

Tel: 01227 284004 ex 1314


Property Owners Keyfacts


Property Owners Policy


Broker Guide - The Insurance Act 2015


Property Owner Form

Flood Postcode Lookup

Please note the above information is for indication purposes only and any risk is subject to review by underwriters. Any Queries please email

Work with us

Zenith Marque is part of the Markerstudy Group of Companies. If you’re interested in joining our network of intermediaries, you can apply online.

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If you’re an existing Zenith Marque partner, you can download product information, policy booklets, key facts, agreed value forms, trades lists and marketing literature

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Dedicated partner support

Our Broker Management team is ready to work with you.

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