Tel: 01227 284700

Commercial Combined Insurance

A commercial insurance policy where the cover, limits and benefits are tailored to the individual business

Our Commercial Combined product provides your clients with a policy where the cover, limits and benefits are tailored to the individual business.  Complementing our unique General Liability product it provides maximum versatility for tailoring Employer's, Public and Products Liability insurance to suit your clients' needs.

To learn more about our enhanced Commercial offering, call us on 01227 284 004

Key features of our Commercial Combined product:

  • 48 hour turn around on new business quotes (normally 24 hours) 
  • Direct access to decision makers - just pick up the phone!
  • Flexible underwriting tailored to meet your clients’ needs
  • Wide cover
  • Extensive list of trades
  • Work away and higher risk trades available
  • Liability sections available either wageroll/turnover or per capita
  • Competitive rates
  • Low minimum premiums
  • Instant electronically delivered policy documentation
  • Dedicated in-house claims handling
  • Attractive commission

The policy will be suitable for:

  • UK domiciled business
  • Property total sums insured up to £10m
  • Tradesmen and contract trades
  • Premises based trades in engineering, manufacturing and distribution
  • Single or few locations

Cover provided for:

  • Property Damage
  • Business Interruption
  • Terrorism (UK)
  • Money
  • Employers Liability
  • Public Liability
  • Products Liability
  • Contractors' All Risks
  • Stock in Transit
  • Deterioration of Stock
  • Loss of Licence
  • Employee Theft (Fidelity)
  • Legal Expenses


Tom Morrissey

Deputy Head of Commercial

Tel: 01227 284004 ex 1201

Kayleigh Wicks

Commercial Underwriting Team Leader

Tel: 01227 284004 ex 1010

Elliot Ling

Commercial Assistant Underwriter

Tel: 01227 284004 ex 1314


Commercial Combined Key Facts


Commercial Combined Policy Booklet


Commercial Combined Proposal Form


Commercial Combined Conditions


Contractors All Risks


Broker Guide - The Insurance Act 2015


Commercial SME - Notable cases


Flood Postcode Lookup

Please note the above information is for indication purposes only and any risk is subject to review by underwriters. Any Queries please email

Work with us

Zenith Marque is part of the Markerstudy Group of Companies. If you’re interested in joining our network of intermediaries, you can apply online.

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If you’re an existing Zenith Marque partner, you can download product information, policy booklets, key facts, agreed value forms, trades lists and marketing literature

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Dedicated partner support

Our Broker Management team is ready to work with you.

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